First Calgary Financial

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President’s Message

December 2015

2015 has been a riveting year filled with opportunity, achievements, and growth for our organization.

With our newly amalgamated First Calgary Financial and Chinook Financial operations forming Connect First Credit Union, we delivered record results, shared a 4.20% dividend with members and were recognized as one of Canada’s Best Managed Companies. We also welcomed credit union members from Pegasus Savings & Credit Union and Calgary Health Employees Credit Union to the Connect First Credit Union family this past year. The integrations provided expanded products and services to our members at 27 branches across 11 Alberta communities, plus “Ding Free” banking at all Alberta Credit Union ATMs. more

With our newly amalgamated First Calgary Financial and Chinook Financial operations forming Connect First Credit Union, we delivered record results, shared a 4.20% dividend with members and were recognized as one of Canada’s Best Managed Companies. We also welcomed credit union members from Pegasus Savings & Credit Union and Calgary Health Employees Credit Union to the Connect First Credit Union family this past year. The integrations provided expanded products and services to our members at 27 branches across 11 Alberta communities, plus “Ding Free” banking at all Alberta Credit Union ATMs.

Calgary is filled with people who tackle the challenges head on. In a difficult economic year for so many, we made it easier for our members to take charge of their financial future with new products and services. We brought our mission to life “Making money make a difference”! How? We travelled near and far, throughout southern Alberta, and surprised over 80 members by paying their bills over the holiday season when times were tough.

We made it easier for members to bank with us when they want to, and how they want to, by introducing new technologies to make managing your finances easier, including a new mobile app.

We acted locally, supporting initiatives that have true community impact ranging from affordable housing solutions to financial education programs.

We also listened. We’re successful when our members tell us we are. Our monthly member satisfaction surveys are the fuel for our future plans, helping us understand where we’re exceeding expectations, and where we will work harder.

Thank you for the privilege of serving your financial needs — it’s a trust we don’t take lightly.

Sincerely,

shelley-vandenberg-signature

Shelley Vandenberg
President, First Calgary Financial
president@firstcalgary.com

We know who you are and we care about your financial health.

Shelley Vandenberg

President, First Calgary Financial

Community involvement

That’s the credit union difference

Member stories

Because when you succeed — we succeed

Investing In Our Community

$566,242

invested in over 110 local community organizations

$28,013

given by our employees to local non-profit organizations

973

volunteer hours donated during work time by 278 employees

Community Investments

  Community Response & Outreach
$168,078 / 29%

  Affordable Housing
$127,528 / 23%

  Community Pride & Revitalization
$114,268 / 20%

  Financial Education & Inclusion
$104,924 / 19%

  Environment
$27,679 / 5%

  Entrepreneurship & Skills
$23,765 / 4%

Community Highlights

As a locally owned financial cooperative, we have the unique opportunity to make a genuine and lasting contribution to the financial success of our local communities. This doesn’t mean simply writing cheques and shaking hands. We look beyond just financial support and consider how to make best use of our assets, resources, expertise, and relationships to benefit our communities.
With this in mind, we focus our community efforts on Making Money Make a Difference: building strong local economies with proud communities. Because to us, this is the best way that we can create shared value. When our members and communities succeed, their credit union succeeds.
Mustard Seed

$250,000, 5-year commitment to the 1010 Centre, helping 224 formerly homeless and low income Calgarians find a place to call home.

Jeans Day

$14,938 donated to Inn from the Cold through our employee giving program.

Calgary Homeless Foundation

Since 2010, six affordable housing projects financed, housing 480 Calgarians. A $5,000,000 interest free line of credit provided, resulting in $135,000 in interest savings for the Calgary Homeless Foundation.

Cash Crunch Micro Loan

Through our pay day loan alternative product, $75,000 in loans provided to help 61 people in need, saving low-income Calgarians over $200,000 in interest payments while helping them improve their credit scores.

Stepping Stones grant program

24 local grassroots projects were funded to help citizens build a sense of community and neighbourliness.

Attainable Homes

59 members received mortgages for their first home through our partnership with the Attainable Home Ownership Program.

Habitat for Humanity – Southern Alberta

24 employees, leaders and board members volunteered 190 hours to help build a house for someone in need.

Community Partners

Throughout the year, First Calgary Financial supports a variety of non-profit organizations in our communities. Donation recipients include:

  • Alberta Children’s Hospital
  • Accessible Housing
  • Alberta Institute for Wildlife Conservation
  • Ambrose University
  • Arusha Centre
  • Attainable Homes
  • Big Brothers Big Sisters of Calgary and Area
  • Calgary Arts Development
  • Calgary Between Friends Club
  • Calgary Folk Music Festival
  • Calgary Food bank
  • Calgary Homeless Foundation
  • Calgary Immigrant Women's Association
  • Calgary Keys to Recovery Society
  • Calgary Pride Festival
  • Calgary Run for Water
  • Cedarbrae Community Association
  • Centre for Affordable Water and Sanitation Technology (CAWST)
  • Cinematheque Calgary Society
  • Co-operative Development Foundation of Canada
  • Community Wise Resource Centre
  • CPAWS Southern Alberta Chapter
  • Dalhousie Community Centre
  • Dashmesh Culture Centre
  • Distress Centre
  • Drop In Centre
  • Epilepsy Association of Calgary
  • Fairy Tales Film Festival
  • Foothills Special Needs Association for Parents & Siblings
  • Framework Foundation
  • Friends of Fish Creek Provincial Park Society
  • FrogskinU educational Foundation
  • Further Education Society
  • Ghost River Rediscovery Society
  • GlobalFest
  • Gordon Hoffman Golf Tournament
  • Green Calgary
  • Green Fools Theatre Society
  • Habitat for Humanity
  • Heritage Park
  • Horizon Housing
  • Hospice Golf Tournament
  • Hull Services
  • Inn from the Cold
  • Jazz Festival
  • Lemonade Day – Okotoks
  • Light Up Okotoks
  • LINKages Society of Alberta
  • McMan Calgary & Area
  • Missing Children Society of Canada
  • Momentum
  • Mustard Seed
  • NeighbourLink
  • New Brighton Community Association
  • North East Family Connection Society
  • Okotoks Food Bank
  • Okotoks Museum & Art Gallery
  • Okotoks Trade Show
  • One Yellow Rabbit
  • RCMP Golf Tournament – Airdrie
  • REAP Calgary
  • Ronald McDonald House
  • Rosscarrock Elementary School
  • Safe Haven
  • Sage Theatre
  • Salvation Army
  • Servants Anonymous Society
  • Sheep River Health Trust
  • Signal Hill Community Association
  • Sled Island Arts Festival
  • Southwest Resource Centre
  • Street Hockey Okotoks
  • Teddy Bear Picnic – Okokoks
  • The Calgary Foundation
  • The Calgary John Howard Society
  • The Good Life Community Bicycle Shop
  • Theatre Junction
  • United Way of Calgary and Area
  • Veterans Food Bank
  • Vibrant Communities Calgary